I inherited my husband’s TFSA. Does that affect my contribution room?

After her husband died, a reader rolled his TFSA into her own and started to worry she had quietly eaten into her own contribution room, or even overcontributed. Allan reassures her that this kind of transfer is treated as an exempt contribution, which means it does not count against the room she has built up or will earn in the future. The reason it worked so cleanly is that the couple had named each other as successor holders, the designation that lets a spouse's TFSA pass over without the usual limits getting in the way. He still suggests confirming everything through CRA's My Account, just to be sure no notice is sitting there. It is a clear, steadying explanation for surviving spouses who inherited a TFSA and are unsure how it affects their own tax-free savings going forward.